When an insurance company declares your vehicle a "total loss," that doesn't always mean it's the best outcome for you. In many cases — particularly for newer vehicles with moderate damage — repairing the vehicle and filing a diminished value claim can put more money in your pocket than accepting the total loss payout. Orlando Auto Body provides an honest total loss evaluation that compares both paths so you can make an informed decision.
Here's the math: if your vehicle is worth $35,000 and the insurer offers a total loss payout of $33,000 (after deductible), but the repair cost is $15,000 and the post-repair DV claim is worth $5,000, you end up with a repaired vehicle worth approximately $30,000 plus $5,000 in DV recovery — a $35,000 total compared to $33,000 from the total loss payout. The numbers don't always work this way, but they're worth checking.
Orlando Auto Body's I-CAR Gold certified team provides honest repair estimates and DV projections so you can compare your options. If repair plus DV is the better path, we handle everything — including the free $450 Diminished Value Appraisal Packet. If total loss is genuinely the better option, we'll tell you that too. Call today for a free evaluation.