One of the most frequently asked questions about diminished value is: "How long does the process take?" Based on our experience with thousands of DV cases across the Phoenix Valley, here's what Arizona drivers can typically expect:
Vehicle repair: 5–15 business days depending on damage severity. Orlando Auto Body begins building your DV appraisal packet during the repair process, so no time is wasted.
DV appraisal packet preparation: 3–5 business days after repair completion. Our certified appraisers compile the inspection report, market analysis, comparable sales data, and formal demand letter.
Insurance company response: 15–30 days is typical after you submit your demand. Arizona law requires insurers to acknowledge claims promptly, though response times vary by carrier. Some carriers like State Farm and GEICO tend to respond within 2 weeks, while others may take the full 30 days.
Negotiation: 1–4 weeks depending on the insurance company's initial offer and how much back-and-forth is needed.
Total timeline: Most DV claims are resolved within 30 to 90 days from the date you submit your demand letter.
The key to a fast resolution is having strong documentation from the start. Insurance companies are more likely to settle quickly when they receive a professional, well-documented DV appraisal packet rather than a handwritten letter with no supporting data. Orlando Auto Body's free $450 appraisal packet is designed to be insurance-adjuster-ready on day one. Our documentation follows the industry standard 17c formula and includes comparable market evidence that adjusters cannot easily dismiss. Call us today and start the process — the sooner you file, the sooner you collect.